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Selling for Cash vs. Listing With an Agent in Charleston, SC

There are three ways to sell a house in the Charleston area. Each one fits a different situation. Here is how they compare, including where a cash sale is not your best option.

Sell to Burke Street PropertiesList with an agentSell it yourself (FSBO)
Sale priceA fair cash price for the house as it sits todayUsually the highest price, if the house is market-readyVaries; depends on your pricing and marketing
Time to cash in handAs little as 7 days, or the date you chooseOften 2 to 3 months or more from listing to closingUnpredictable
RepairsNone. We buy as-isOften needed before listing or after the buyer’s inspectionOften needed
Cleaning and clean-outNone. Leave what you do not wantDeep clean and staging expectedYour job
Agent commissionsNoneTypically 5 to 6% of the sale priceOften still pay the buyer’s agent
Closing costsWe pay themSeller pays their shareSeller pays their share
Showings and open housesOne short visitAs many as it takesYou schedule and host them all
Inspection and appraisalNo appraisal, no repair requestsBoth, and either can reopen the priceBoth
Risk the sale falls throughLow. No lender involvedReal until the buyer’s loan fundsReal until the buyer’s loan funds
PaperworkWe and the closing attorney handle itAgent handles itYou handle it

What the Price Difference Really Is

A cash offer is lower than a full retail listing price. The gap is smaller than it looks once you subtract what listing costs you:

  • Agent commissions
  • Repairs and updates to get the house ready
  • Concessions after the buyer’s inspection
  • Your share of closing costs
  • Mortgage, taxes, insurance, and utilities for every month the house sits

Ask us for an offer, then compare it with your agent’s estimate of what you would net after those costs. We are glad to walk through the numbers with you.

When Listing Makes More Sense

List with an agent if your house is in good condition, you are not on a deadline, and you are comfortable with showings. You will likely walk away with more.

When a Cash Sale Makes More Sense

A cash sale fits when speed or certainty matters more than the last dollar:

  • The house needs repairs you cannot or do not want to pay for
  • You inherited a house and want it settled
  • You are facing foreclosure or a tax sale
  • You have tenants and do not want to wait out a lease or an eviction
  • You need to move on a fixed date

Still have questions? Read our answers to common questions or see how our process works.

See What Your House Would Sell for As-Is

There is no cost and no obligation, so you can compare a real number with your other options.

Get An Offer Today, Sell In A Matter Of Days

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